• Government Loans

Government Loans

A mortgage loan that is guaranteed or insured by an agency of the federal or state government such as VA or FHA. Since the government protects against the borrower defaulting, this allows the lender to offer loans to the borrower at a lower interest rate. These programs are almost always a 30 year fixed rate.

Government loan products that SunnyHill Financial offers:

FHA Loans: Loans that are insured by Federal Housing Administration (FHA).

VA Loans: Loans that are guaranteed by the Department of Veterans Affairs (VA).


SunnyHill Financial has over 30 years of combined mortgage experience, ranging from some of the oldest banking institutions to the newest mortgage Fintech startups.