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Rachel Bernstein

Senior Loan Originator

About Rachel

Over 18 years of experience as a loan officer and have worked with everyone from first-time home buyers to seasoned real estate investors. I listen to my clients, work closely with them to find the best product for their needs and am fully transparent about the process. I specialize in mortgage loans for single family homes, condominiums, 2–4-unit buildings and commercial properties in CA, AZ, OR, CO, UT, TX & FL. This includes, but is not limited to, jumbo, Fannie/Freddie, VA, reverse mortgages and more!

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Areas of Specialization

  • New Builds
  • Credit Rebuilds
  • Cash Out Refinance
  • Home Purchase
  • First Time Buyer
  • Vacation Homes
  • Commercial Loans
  • Second Homes
  • VA
  • FHA
  • Rate and Term Refinance

TEXAS MORTGAGE COMPANY DISCLOSURE

  • Figure: 7 TAC §80.200(b)
  • "CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A
  • RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A
  • COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE
  • LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT
  • FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S
  • WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS
  • AVAILABLE AT 1-877-276-5550.
  • THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF
  • CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS
  • CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A
  • WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND
  • MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE
  • PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND,
  • PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV."