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Refinancing is a word used frequently in the world of mortgages and Homeownership. What is it? Is this an option for me? When should I? How can I? These are all questions we ask ourselves as we explore mortgage decisions. Deciding to refinance can help you save money on your mortgage or help you shift debt to a…
FHA stands for Federal Housing Administration. VA is short for Veterans Affairs part of the US Departments of Veterans Affairs. Both of these agencies are US government organizations that offer home loans to qualifying buyers. In short, FHA Mortgages are federally insured mortgages designed to help qualified borrowers…
Many people enter into the mortgage process and are unfamiliar with the products that are available, while some borrowers are have been through the mortgage process before. Whichever category you fall into, it is worth understanding an Interest-Only ("IO") mortgage when you are looking at all the options…
