HOW TO GET ORGANIZED AS A FIRST TIME HOME BUYER

By: SunnyHill Financial

​​​​​​​Buying your first home is a great moment in life that will lead you to form lasting relationships with your community and neighbors. There are lots of exciting choices to make, City Center vs. Suburbs or you be more inclined to live in a rural area. Whichever you choose SunnyHill Financial can help you meet that goal…

WHAT MILLENNIALS LOOK FOR WHEN BUYING A HOUSE

By: SunnyHill Financial

Millennials are the single largest generation in the history of the United States!

There are around 87 million millennials throughout the country today. That’s a lot of people who will…

STEPS TO A SMOOTH LOAN PROCESS (PART 1: FICO & CREDIT)

By: Brian Cooke | Senior Loan Originator SunnyHill Financial

Are you one of the ~40 million American households who rent and would like to purchase a home in the near future? Do you already own a home and want to purchase another one? Are you thinking about refinancing your existing loan…

STEPS TO A SMOOTH LOAN PROCESS (PART 2: ASSETS)

By: Brian Cooke | Senior Loan Originator SunnyHill Financial

​​​​​​​Have you ever attempted to obtain a mortgage loan for the purchase of a home and wondered why your lender cares so much about the source of your down payment? An applicant recently said to me, "It's my money, it shouldn't matter to you!"…

STEPS TO A SMOOTH LOAN PROCESS (PART 3: THE CONDITIONAL LOAN APPROVAL)

By: Brian Cooke | Senior Loan Originator SunnyHill Financial

​​​​​​​Picture this scenario: you’ve worked hard for years stashing as much of your hard earned pay check in the bank along the way as possible. You’ve managed your credit wisely and built up an 800 FICO score. Instead of dining at fancy restaurants or spending nights out on the town with friends, you’ve opted for home cooked…