LEARNING CENTER

Home Buying

Helpful things you need to know about buying a home

Loan Programs

Learn about different mortgage programs and types to meet your financial goals

Mortgage Knowledge

Tips, terminology and information to help guide you through the loan process

Refinancing

Interested in a better rate? Let's explore your options!

REFINANCING YOUR MORTGAGE

By: SunnyHill Financial

Refinancing is a word used frequently in the world of mortgages and Homeownership. What is… more

FHA AND VA MORTGAGES - WHAT IS THE DIFFERENCE?

By: SunnyHill Financial

FHA stands for Federal Housing Administration. VA is short for Veterans Affairs part of the… more

HOW TO GET ORGANIZED AS A FIRST TIME HOME BUYER

By: SunnyHill Financial

Buying your first home is a great moment in life that will lead you to form lasting relationships with… more

SAVING FOR A DOWN PAYMENT VS. PAYING DEBT FIRST

By: SunnyHill Financial

Finding the balance between saving or paying off debt first can be tricky. It is… more

REVERSE MORTGAGE

By: SunnyHill Financial

Are you looking to tap into extra equity while in retirement? Is most… more

AMORTIZATION SCHEDULE BREAKDOWN

By: SunnyHill Financial

As you start exploring different mortgage options the term “amortization”… more

INTRODUCTION TO MORTGAGE TERMINOLOGY

By: SunnyHill Financial

Whether you are buying your first home, refinancing or looking to… more

ACCEPTABLE SOURCES FOR A DOWN PAYMENT

By: SunnyHill Financial

Homebuying can be quite a stressful time and finding the funds for a down… more

GIFT FUNDS AND WHAT YOU SHOULD KNOW

By: SunnyHill Financial

Has your family member or someone close to you offered to help with… more

REFINANCING YOUR MORTGAGE

By: SunnyHill Financial

Refinancing is a word used frequently in the world of mortgages… more

WHY YOU SHOULD GET PREAPPROVED

By: SunnyHill Financial

Have you started searching for that new place to call home…more

MORTGAGE 101

By: SunnyHill Financial

One of the best ways to create success in a situation is to perform mental… more

THE MORTGAGE CALCULATOR AND HOW IT WILL HELP YOU

By: SunnyHill Financial

Are you ready to make the leap but don’t know… more

COMO ORGANIZARSE PARA COMPRAR SU PRIMERA CASA

Por: SunnyHill Financial

Comprando su primera casa es un gran momento. Te va llevar a… more

HOW TO GET ORGANIZED AS A FIRST TIME HOME BUYER

By: SunnyHill Financial

Buying your first home is a great moment in life that will lead you to form… more

ADJUSTABLE RATE MORTGAGES (ARMS) EXPLAINED

By: SunnyHill Financial

Adjustable Rate Mortgages, ARMs for short, got a bad wrap during and after… more

INTEREST-ONLY MORTGAGES EXPLAINED

By: SunnyHill Financial

Many people enter into the mortgage process and are unfamiliar with… more

HOME INSURANCE - SHOULD YOU MAKE CHANGES TO YOUR POLICY?

By: SunnyHill Financial

Natural disasters including fires, earthquakes, floods, and tornadoes… more

WHAT ARE THE BASICS OF AN APPRAISAL ON A MORTGAGE LOAN?

By: SunnyHill Financial

Whether you are looking to purchase a home or refinance an existing one, the… more

WHAT CREDITS ARE ALLOWED ON A PURCHASE TRANSACTION?

By: SunnyHill Financial

Fed up with your landlord? Frustrated about rising… more

FHA AND VA MORTGAGES - WHAT IS THE DIFFERENCE?

By: SunnyHill Financial

FHA stands for Federal Housing Administration. VA is short for… more

CREDIT SCORES AND MORTGAGES

By: SunnyHill Financial

One of the most commonly asked questions in the mortgage business is… more

STEPS TO A SMOOTH LOAN PROCESS (PART 1: FICO & CREDIT)

By: Brian Cooke | Senior Loan Originator SunnyHill Financial

Are you one of the ~40 million American households… more

STEPS TO A SMOOTH LOAN PROCESS (PART 2: ASSETS)

By: Brian Cooke | Senior Loan Originator SunnyHill Financial

Have you ever attempted to obtain a mortgage… more

STEPS TO A SMOOTH LOAN PROCESS (PART 3: THE CONDITIONAL LOAN APPROVAL)

By: Brian Cooke | Senior Loan Originator SunnyHill Financial

Picture this scenario: you’ve worked hard for… more